Lindsborg Finance & Commerce

Financial Education For The Rest Of Us

Financial Education For The Rest Of Us

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  • Le-Vel Thrive – Can A Work From Home Business Save Your Financial Future?

    As most of you reading this are well aware of, generating an income in retirement is going to be a challenge for the majority of us.

    Unless you have managed to be one of the few who has saved a substantial sum of money to live off of. Then chances are good you will need to either continue working or come up with some sort of plan B.

    Like most you probably have been pitched the home based business avenue.

    But unlike most of these companies we may have come across something a little different that may lend some legitimacy to the option of working from home in your later years.

    Le-Vel is an innovative brand company that aims at enhancing lifestyles for a more satisfying experience. It’s not just about products that work.

    The whole company is optimized for maximum benefits of the customer and the promoter. The growth has been tremendous evidencing the quality and reliability of products as well as the professional standards of the operation.

    The company integrates technology in its operation ensuring that everyone gets the most out of the experience by optimizing its marketing strategy and expansion of the brand. Due to these innovative and fresh formulas for growth, the Le-vel Thrive products have been ranked top among new Premium product lines and branded companies.

    The Thrive Experience

    Weight loss is discussed widely all over the world and the struggle to deal with these issues is real. With the steep rise in lifestyle diseases and general ill health, there is a need for a long lasting solution.

    Weight management needs not only to aim at looking good but also at improving the general well-being of the individual. It is about enhancing the whole self, encouraging holistic living.

    Thrive is more than a product brand; it is a lifestyle.

    Just ask Chris Arnold.

    The experience I’ve had with this stuff so far has been incredible. It’s a game changer when it comes to my health.

    The Thrive Experience comes in different packages that work in synergy to promote the best outcome. The products are rich in vitamins and minerals, amino acids, enzymes, antioxidants and other natural active ingredients to work in promoting the best outcome.


    With the use of THRIVE Premium Lifestyle Capsule, Ultra Shake Mix and the Premium Lifestyle Derma Fusion Technology products, The impact is indisputable and leave the body and mind feeling rejuvenated.

    While the results may differ with individuals using the products, there is a consensus in the effectiveness of the lifestyle.

    Thrive by Le-Vel promotes health with benefits beyond Weight loss. There is a marked improvement in cognitive functions as well as a boost in the immune system and detoxifying the physiological systems.

    It also aims at an increased support for the digestive system, joint and dealing with inflammation issues arising. In addition, mental health is improved and the Derma Fusion Technology (DFT™) promotes anti-aging leaving you feeling and looking healthy and younger.

    The Products

    Thrive DFT™ Ultra by Le-Vel is an effective premium product with increased fusion technology which helps to derive maximum benefit through patches. It is great in weight management by promoting appetite control and increase metabolism. The Thrive Ultra Shake Mix is on the other hand consumed as a meal replacement drink.

    To further improve the Thrive lifestyle, the Premium Lifestyle capsule product has been distinguished into Le-Vel Thrive W and Le-Vel Thrive M for women and men respectively. It contains a mixture of minerals, vitamins, probiotics and stimulants as well as a range of plant extracts.

    The Marketing Technology

    Le-Vel operates in what is commonly referred to as the MLM strategy. Multi-Level Marketing is a very beneficial style of selling products that works on the principal of promoters recruiting others. Basically, it forms a network of sales people where one gets profit by selling product and a percentage of sales from the persons they have recruited. Since it is goal oriented, it is very motivating.

    The rewards reaped are vast as products can be sold not only to family and friends, but also via social media. New sales people can be recruited from anywhere creating a great chain of income.

    The system that Le-Vel uses for the dissemination of the Thrive products is time saving, stable and efficient. It is economical thus increases the rewards gained by the customers and promoters.

    The Cloud technology allows people to track their orders, to keep an eye on their commissions and calculate sales based on the sales made by their teams. The customers are able to get support services easily thus it is a very clean and devolved operation. It is a true win-win situation.

    Thrive Perks 

    There are perks of being part of Le-Vel and participating in the Thrive Experience. Various packages have been modeled to suit different needs and increase result productivity.

    Beginners are encouraged to start on the Lifestyle pack and those focusing on serious weight management choose the Tone pack which naturally is very popular. For a premium couples experience, a pack has been modeled just for that.

    Moreover, once you become a good promoter, you will not only get cash rewards but also free products and pretty good bonuses.


    Is this going to be the perfect solution as an alternative for everyone in retirement?

    Absolutely not.

    But for a growing amount of people the home based business option is becoming more and more appealing.

    It is important to always do your own research before entering into any business. Everyone’s personal experience and of course we have no idea what your work ethic will be.

    If you’re willing to work hard a home based business may be exactly what you’ve been looking for.

  • Simple Financial Planning Steps

    Knowing basic financial planning steps is very important for anyone that wants or plans to be wealthy. If you do not have a plan that shows you how much you earn, your expenses as well as return on investments, it is very important that you come up with one.


    The following are some easy steps you can follow in order to come up with a solid financial plan.

    Determine Your Future Needs 

    As an individual, there are some things that you aspire to achieve in future in order to lead a better and happier life. For such needs and wishes to be fulfilled, you will need to have money. Among the needs that you will need to plan for include providing for children’s education and marriage, providing for medical emergencies, buying a dream home and creating enough financial resources that will enable you to live a wealthy life.

    Once you have identified the goals that you need to meet in future, you will need to start working out the financial road that leads to their fulfillment.

    Determine Your Present Financial Situation

    You can determine your present financial situation by making a summary of your cash flow as well as completing a statement of your net worth.

    By so doing, you will be able to get the figures that will help you analyze your present financial standing in relation to where you would like to be. The summary of cash flow enables you to know the cash inflow as well as cash outflow over a specific period of time.

    You can use it to determine the cash flow of a future project or a past time. The statement of net worth on the other hand lists all your assets as well as liabilities and then gets the difference between them.

    Put Your Finances in Order

    Putting your finances in order does not mean taking your money and then stashing it in a bank account or investing it. Instead, it is about determining the point through which money comes to you as well as how money leaves you. Among the things you will need to consider in this case include active loans, insurance premiums, retirement savings, emergency funds as well as living expenses.

    All these are expenses that are common to every earning individual, so you will need to know how much they cost you.

    Make Informed Investment Decisions

    Investing is very important for making your money grow. However, you will need to make your investment decisions carefully whether you are investing in shares, stocks, gold and so on. Before you make an investment decision, you should first understand the risk that you are signing up for.

    Do not invest all your money. Be sure to keep some for emergency reasons in a place where you will be allowed to withdraw on demand. When it comes to spending, you will need to make decisions on what is essential and what is not.

    Risk Planning

    Risk planning is a step that you should not skip in basic financial planning. The two major risks that you should not forget to get cover for are illness and death. A good insurance cover should take into account the situation of your family and also if you have any cover from your employer. The role of insurance is to take care of the financial discomfort that you may be faced with as a result of loss of income due to death of an earning member of the family especially if he or she is the primary bread winner.

    Monitor Your Financial Plan

    You will be able to achieve success in financial planning only when all financial goals are met, so it is not a process that will end soon after you make your investments.

    Instead, it is a continuous process that requires constant monitoring and evaluation to make sure that everything is going as you had planned it to. You will need to make sure that all planned contributions from your savings are generating returns towards your investments.

    There may be scenarios when you may need to do adjustments to the financial plan, for instance in a case whereby a permanent change in lifestyle over or above the estimated level has an effect on the long term financial situation.

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